- Boats
- Re-Powers for Boats
- RV’s
- Atv’s
- Utv’s
- Side-by-Sides
- Minimum credit score of 580
- Consistent source of income
- Age of unit 20 years or newer, older units can be reviewed on a case basis at a high interest rate
- Minimum loan amount of $3,500.00
- No commercial use or Full time use
- No,we can finance dealership or private party sales.
- Any of the three major credit bureaus may be used depending on the lender.
- Most lenders require a 10% down payment, some do consider 100% financing on a case by case.
- We can usually have a decision to you withing 1 to 2 hours. From application to closing it is normally 4 to 5 business days, depending on how long it takes you to send any usable and valid documents we may request.
- Our rates are based on a variety of factors including the amount you are financing, the age of and type of the collateral, and your credit history. All rates offered are fixed and simple interest.
- Approvals are good for 30-90 days depending on which lender you use. We highly recommend that you close at least 10 days before your approval expires to allow time for funds to be distributed.
- We will work out the details of the payoff with the seller and their current lien holder. We pay off the lien directly to ensure a fee and clear title for transfer into your name.
- A member of our team will call you before pull credit to review your application.
- We do not offer financing in the State of Hawaii or Alaska.
- We do offer pre-approvals. We will need to have an example of what type of collateral and price you are looking to finance so it can be reviewed by our lenders.